Comparison of Equifax Inc. (EFX) and Barings BDC Inc. (NYSE:BBDC)

Both Equifax Inc. (NYSE:EFX) and Barings BDC Inc. (NYSE:BBDC) are each other’s competitor in the Credit Services industry. Thus the compare of their risk, institutional ownership, analyst recommendations, profitability, dividends, earnings and valuation.

Earnings & Valuation

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Equifax Inc. 3.41B 3.93 299.80M 2.47 44.64
Barings BDC Inc. 80.22M 6.33 114.28M -0.82 0.00

We can see in table 1 the earnings per share, top-line revenue and valuation of Equifax Inc. and Barings BDC Inc.

Profitability

Table 2 shows Equifax Inc. and Barings BDC Inc.’s net margins, return on assets and return on equity.

Net Margins Return on Equity Return on Assets
Equifax Inc. 8.79% 9.4% 4.2%
Barings BDC Inc. -142.46% -18.5% -9.5%

Volatility & Risk

Equifax Inc. is 22.00% more volatile than S&P 500 due to its 1.22 beta. Competitively, Barings BDC Inc.’s 14.00% volatility makes it less volatile than S&P 500, because of the 0.86 beta.

Dividends

Equifax Inc. dividend pay is $1.56 per share with 1.41% dividend yield annually. Barings BDC Inc. offers an annual dividend of $0.43 per share, bundled with 4.32% dividend yield.

Analyst Ratings

The following table given below contains the ratings and recommendations for Equifax Inc. and Barings BDC Inc.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Equifax Inc. 1 3 4 2.50
Barings BDC Inc. 0 0 1 3.00

Equifax Inc. has a consensus price target of $118.38, and a 6.63% upside potential. Barings BDC Inc. on the other hand boasts of a $11 average price target and a 11.11% potential upside. Based on the data given earlier, Barings BDC Inc. is looking more favorable than Equifax Inc., analysts opinion.

Institutional & Insider Ownership

Institutional investors owned 95.6% of Equifax Inc. shares and 67.6% of Barings BDC Inc. shares. Insiders owned 0.2% of Equifax Inc. shares. Comparatively, 26.9% are Barings BDC Inc.’s share owned by insiders.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Equifax Inc. -0.15% 2.99% 4.22% -17.68% -1.15% 18.35%
Barings BDC Inc. -0.7% -0.1% -1.49% -5.99% -0.34% 9.77%

For the past year Equifax Inc. has stronger performance than Barings BDC Inc.

Summary

On 12 of the 15 factors Equifax Inc. beats Barings BDC Inc.

Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers. The company operates through four segments: U.S. Information Solutions (USIS), International, Workforce Solutions, and Global Consumer Solutions. The USIS segment offers consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage loan origination information; financial marketing; and identity management services. The International segment provides information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and services to support debt collections and recovery management. The Workforce Solutions segment provides employment, income, and social security number verification services; and payroll-based transaction and employment tax management services. The Global Consumer Solutions segment offers credit information, credit monitoring, and identity theft protection products directly to consumers through the Internet and hard-copy formats. Equifax Inc. serves customers in financial service, mortgage, human resource, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state and federal governments. It operates in the United States, Canada, Argentina, Brazil, Australia, New Zealand, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Uruguay, Peru, Portugal, the Republic of Ireland, Spain, the United Kingdom, Cambodia, Malaysia, India, Russia, and Singapore. Equifax Inc. was founded in 1899 and is headquartered in Atlanta, Georgia.

Barings BDC, Inc. (NYSE:BBDC) is a business development company specializing in private equity and mezzanine investments. It focuses on leveraged buyouts, management buyouts, ESOPs, change of control transactions, acquisition financings, growth financing, and recapitalizations in lower middle market, mature, and later stage companies. The firm prefers to make investments in many business sectors including manufacturing, distribution, transportation, energy, communications, health services, restaurants, media, and others. It primarily invests in companies located throughout the United States, with an emphasis on the Southeast and Midatlantic. The firm makes equity investments between $1 million and $25 million and debt investments between $5 million and $30 million per transaction, in companies having annual revenues between $20 million and $200 million and EBITDA between $3 million and $35 million and can also co-invest. It typically makes investments between $5 million and $35 million. It primarily invests in senior subordinated debt securities secured by second lien security interests in portfolio company assets, coupled with equity interests. The firm also invests in senior debt securities secured by first lien security interests in portfolio companies. Triangle Capital Corporation was incorporated on October 10, 2006 and is based in Raleigh, North Carolina.