Comparison of Loews Corporation (L) and American National Insurance Company (NASDAQ:ANAT)

As Property & Casualty Insurance companies, Loews Corporation (NYSE:L) and American National Insurance Company (NASDAQ:ANAT) are our subject to compare. And more specifically their institutional ownership, earnings and valuation, profitability, risk, dividends, analyst recommendations.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Loews Corporation 14.07B 1.06 636.00M 1.96 24.52
American National Insurance Company 3.33B 1.10 159.00M 15.40 9.50

Table 1 highlights Loews Corporation and American National Insurance Company’s gross revenue, earnings per share (EPS) and valuation. American National Insurance Company appears to has lower revenue, but higher earnings than Loews Corporation. The business with a higher P/E ratio is presently more expensive of the two stocks. Loews Corporation is trading at a higher P/E ratio than American National Insurance Company, indicating that it is presently more expensive of the two stocks.

Profitability

Table 2 shows us the net margins, return on equity and return on assets of both businesses.

Net Margins Return on Equity Return on Assets
Loews Corporation 4.52% 3.4% 0.8%
American National Insurance Company 4.77% 9.9% 1.9%

Volatility and Risk

A 0.66 beta indicates that Loews Corporation is 34.00% less volatile compared to Standard & Poor’s 500. American National Insurance Company’s 0.85 beta is the reason why it is 15.00% less volatile than Standard & Poor’s 500.

Dividends

Loews Corporation dividend pay is $0.25 per share with 0.52% dividend yield annually. Meanhile, American National Insurance Company’s yearly dividend is $3.28 per share and 2.39% dividend yield.

Institutional and Insider Ownership

Loews Corporation and American National Insurance Company has shares owned by institutional investors as follows: 67.9% and 64.4%. About 69.71% of Loews Corporation’s share are owned by insiders. On the other hand, insiders owned about 23.56% of American National Insurance Company’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Loews Corporation 0.27% 0.44% -1.27% -4.66% -1.11% 5.69%
American National Insurance Company -3.94% 5.05% 14.94% 12.74% 26.71% 14.92%

For the past year Loews Corporation’s stock price has smaller growth than American National Insurance Company.

Summary

American National Insurance Company beats Loews Corporation on 10 of the 14 factors.

Loews Corporation, through its subsidiaries, provides commercial property and casualty insurance in the United States, Canada, the United Kingdom, Continental Europe, and Singapore. The company offers management and professional liability insurance and risk management services, and other specialized property and casualty coverages; commercial surety and fidelity bonds; and warranty and alternative risk services primarily for vehicles and portable electronic communication devices. Its commercial property insurance products include standard and excess property, marine, and boiler and machinery coverages; and casualty insurance products comprise workersÂ’ compensation, general and product liability, commercial auto, and umbrella coverages. The company also provides loss-sensitive insurance programs; and risk management, information, and claims administration services; and long term care and life settlement contracts. It markets its insurance products and services primarily through independent agents, brokers, and managing general underwriters to various customers. In addition, the company owns and operates 24 offshore drilling rigs consisting of 4 drillships, 19 semisubmersible rigs, and 1 jack-ups for companies engaged in the exploration and production of hydrocarbons. Further, it is involved in the transportation and storage of natural gas and natural gas liquids (NGLs), and gathering and processing of natural gas. It owns and operates natural gas pipelines covering approximately 13,930 miles of interconnected pipelines; approximately 435 miles of NGL pipelines in Louisiana and Texas; and underground storage fields with aggregate working gas capacity of approximately 205.0 billion cubic feet of natural gas. Additionally, it operates 24 hotels in the United States and 1 hotel in Canada. The company was founded in 1954 and is headquartered in New York, New York.

American National Insurance Company, together with its subsidiaries, provides various insurance products and services in the United States, the District of Columbia, and Puerto Rico. The company's Life segment offers whole life, term life, universal life, variable universal life, and credit life insurance products. Its Annuity segment provides deferred, variable, and single premium immediate annuity products. The company's Health segment offers medicare supplement, supplemental, stop-loss, credit disability, and medical expense insurance. Its Property and Casualty segment provides personal lines insurance, such as auto, homeowners, boats, motorcycles, recreational vehicles, and other exposures; and commercial lines of insurance, including property and casualty coverage tailored for a farm, ranch, or other agricultural business within the rural and suburban markets, as well as property, liability, and workers' compensation coverages. This segment also offers credit-related property insurance products comprising collateral or creditor protection insurance; guaranteed auto protection or guaranteed asset protection insurance; and mortgage security insurance. The company distributes its products through career and multiple-line agents, broker-dealers, independent insurance agents and brokers, managing general underwriters, and financial institutions, as well as through direct marketing channels. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.